July 2025 Market Overview – Halal Investing in a Summer of Shifts
As July unfolded, markets reflected both optimism and caution. Investors worldwide balanced hopes of monetary easing with concerns over persistent geopolitical tensions. For Muslim investors, July was not about chasing quick wins; it was about patience, steadfastness, and investing in halal assets that offer stability and sustainability.
At Al-Wadhiah, we believe wealth is a trust. July reinforced the value of managing this trust ethically, with sincerity and reliance on Allah, ensuring halal growth that goes beyond numbers.
Global Financial Highlights – July 2025
1: Equities: Selective Growth, Not Speculative Gains
Global stock indices showed signs of recovery after June’s correction. However, speculation-driven rallies in AI and biotech reminded us why Shariah-compliant screening matters, avoiding riba, excessive risk, and unethical sectors while focusing on long-term halal growth.
2: Real Assets: Families Turn to Tangible Value
Halal real estate remained a cornerstone. In July, family offices in the GCC and UK increased allocations to Shariah-compliant property funds, seeking stable income streams tied to real-world, ethical assets.
3: Commodities: Gold Shines Amid Rate Talk
With central banks hinting at possible rate cuts later in the year, gold and silver gained renewed strength. For Al-Wadhiah clients, halal commodities provided both protection and purification against currency instability.
4: Currencies & Indices: Halal Risk Management in Motion
Our trading desk adapted to July’s FX volatility by avoiding leveraged speculation and instead focusing on transparent, halal opportunities across major currency pairs. This proved once again that ethical investing does not mean missing out on disciplined performance.
Halal Investing in July: What We Learned
– Patience preserves wealth.
– Tangible, halal-backed assets offer lasting security.
– True growth is always ethical and principled.
How Al-Wadhiah Protected Your Portfolio in July
• Continuous halal screening of all holdings
• Diversified, risk-managed positioning across approved sectors
• Seamless client access via our digital dashboard
• Integrated Zakat-calculations to purify wealth
Because halal wealth is not just protected, it’s elevated with Barakah.
Zakat, Da’wah & Your Wealth’s Legacy
Your investments in July supported aYmab, our UK-registered charity. Together, we delivered both financial returns and ethical impact:
• Funding halal humanitarian initiatives.
• Supporting Dawah through financial transparency
• Purifying wealth for long-term blessings
Faith Meets Finance
“And establish weight in justice and do not make deficient the balance.”
— Surah Ar-Rahman (55:9)
The Prophet ﷺ said:
“Verily Allah is Tayyib (Pure), and He accepts only that which is pure.”
— Sahih Muslim
Invest with Al-Wadhiah:
where halal wealth grows with dignity and purpose.
